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Steve Collins, chief executive officer at Rentplus, talking about housing during Covid, said: “Beyond the headlines of a “housing boom”, there lies a divided housing market, where those on lower incomes are increasingly shut out and struggling to get on the property ladder.

“Many of these people are keyworkers; our nurses, care assistants and supermarket workers who continue to serve on the frontline during this pandemic and who want the chance to own their own home.

“With eye-watering house prices and rising private rents, it is virtually impossible to save for a deposit, and with that the possibility of home ownership moves further away.

“That’s why we gift a 10% deposit to help overcome what is for some, an insurmountable hurdle."

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