Our rent-to-buy model offers a long-term solution to the housing affordability crisis that exists across England and Wales by removing the principal barriers to home ownership.
We provide a route for those on lower to middle incomes renting in the private and public sector to move into an attractive new home and save for a deposit to buy that home.
Our USP is that we remove the principal barriers faced by lower-income workers who want to move into a brand new home. We give them time to save a deposit and build a good credit rating and we give them 10% of the purchase price to boost their savings when they are ready to buy.
We work with carefully chosen partners who build and manage our homes and support our residents in their local communities.
We offer an innovative, proven route to homeownership with our rent-to-buy model.
Working with Local Authorities (LAs) and Registered Providers (RPs) we help people on lower to middle incomes move into, rent and ultimately buy their own new home. We also give them a 10% deposit at the point of purchase.
Our residents pay an affordable rent over a five, 10, 15 or 20-year lease while they save the deposit they need to get a mortgage. During this time they also get to build a good credit score.